Category: General cHb Information

If you have ever looked at your bank balance and thought “the numbers say we are fine, so why does it feel like we are always scrambling,” you are not alone. A lot of growing businesses reach a point where the bookkeeping is accurate and the tax return is on time, yet nobody is actually…

Choosing a CPA is one of the more consequential decisions a small business owner makes, yet it often happens in a rush, usually right before a tax deadline. A good CPA does far more than file a return. The right fit can shape how you price your work, plan for taxes throughout the year, and…

Relocating to a new city is equal parts exciting and overwhelming. St. Louis makes the landing easier than most: it is affordable, easy to get around, and full of character. Use this checklist to stay organized before and after your move. Before you move Pick your area. City or county, urban or suburban? Each has…

Thinking about moving to St. Louis, or just wondering how far your paycheck really goes here? The short answer is further than in most of the country. St. Louis consistently ranks as one of the more affordable major metros in the United States, and for many households that gap is the difference between getting by…

St. Louis is a city of neighborhoods, each with its own personality, price point, and pace. Whether you are raising a family, just starting out, or looking for walkable charm, there is a pocket of the city or a nearby suburb that fits. Here are some of the best places to live in the St.…

Forming an LLC is usually the smartest way to start a business in Missouri. It separates your personal assets from your business, keeps your taxes flexible, and costs as little as $50. Missouri also has no annual report requirement, so the upkeep is lighter than in most states. Here is the process, start to finish.…

There’s a phone call we get so often we could set our watch by it. An owner, usually a good one, says some version of: “My P&L says I made $90,000 last quarter. So why am I sweating payroll this Friday?” And then, quietly, the question underneath it: “Am I doing something wrong?” Usually, no.…

When getting into making a business official, one of the first questions that pops up is “should I be an LLC or should I make my company an S corp?” You would be surprised how many times we hear that. It’s a valid question, but the terms for both could not be more different. By…

We get two kinds of calls about business acquisitions. The first comes before the letter of intent is signed: “We’re looking at buying a company. Can you help us review the numbers?” The second comes six months after closing: “The revenue isn’t matching what we were shown. Can you help us figure out what happened?”…

Every December, the phone rings with some version of the same call. A business owner wants to “do something about taxes” before the year closes. The equipment they need has a ten-week lead time. The retirement plan deadline passed in October. The estimated payment penalty has been quietly compounding since June. We help where we…