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Fractional CFO Services in St. Louis
The strategic insight of an experienced CFO without the cost of a full time hire. A BDO Alliance member firm, serving closely held businesses from St. Louis since 1998.
- No added headcount
- BDO Alliance member firm
- CPA led, founded 1998
Talk to a CPA advisor
Tell us where the business is now. We will come back to you directly.
Meet the Owner
Stewart “Stu” Mueller, CPA
Founder and Managing Member, cHb Advisors, LLC
- 40 years and counting in accounting and financial systems
- Passed all four sections of the CPA exam on the first attempt, 1996
- Original member of the QuickBooks ProAdvisors since 1998
- Served on the Intuit Customer and Accountant Advisory Panel, 2005 and 2006
- Southern Illinois University Edwardsville, Bachelor of Science
- Personally manages the Advisory and Consulting division
Stu founded cHb Advisors in 1998 and has since applied the same strategic foresight to his clients that he applied to the firm, work that has facilitated changes across thousands of entities.
From his profile at chbadvisors.com/our-team
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Why closely held businesses stay
The credentials behind the advice
Our goal is to partner with you and grow to become your trusted business advisor in St. Louis through proactive communication and timely delivery.
Member firm since October 2023, with access to BDO USA resources in over 160 countries
1998
Founded in St. Louis. Over 25 years serving closely held businesses
CPA led
Accounting, tax and advisory under one roof, so tax strategy is part of the conversation
$2M to $60M
Client net worth range, domestic and foreign, across the United States
What a fractional CFO engagement covers
Fractional CFO services for closely held businesses
We deliver strategic financial leadership on demand, whether you need ongoing advisory support or help through a busy season. These are the pieces most engagements draw on.
Cash flow management
Knowing what is coming, what is committed and what is genuinely available, weeks ahead rather than at month end.
Financial forecasting
A forward model you can steer with, updated as the year moves rather than rebuilt once a year.
Budgeting
A budget the leadership team helped build, so the variance conversation is about decisions rather than about the spreadsheet.
KPI development
The handful of measures that predict your result, defined once and reported consistently.
Overhead analysis
Where the money actually goes, allocated properly across jobs, products or departments.
GAAP financial statements
Prepared and reviewed to GAAP, so your bank, board and auditor are all reading the same thing.
How the relationship works
Financial leadership without the full time hire
Our fractional CFO team steps in to provide the financial leadership your business requires, whether that is ongoing advisory support or help navigating a busy season.
- Senior level insight applied to forecasting, cash flow, budgeting and KPI development
- No addition to headcount, and no recruiting for a role you may not need full time
- Tax advisory sits alongside the financial planning, because the same firm handles both
Where we have done this before
Industries our advisors have worked in directly
Our professionals have worked directly with clients in these industries, which is what lets a conversation start with your numbers rather than with an explanation of how your business works.
Law firms
Manufacturing
Specialty trade and general contractors
Nonprofit organizations
Wholesale and distribution
Medical
Personal services
We work in the systems you already run, including QuickBooks Desktop and Online, Sage Intacct, Microsoft Dynamics 365, and Neos for case management in law firms.
Straight answers
Questions we get before the first call
What is a fractional CFO?
Senior level financial leadership on a fractional basis. You get the strategic insight of an experienced CFO, applied to forecasting, cash flow, budgeting and KPI development, without the cost of a full time hire and without adding to headcount.
What size businesses do you work with?
Closely held companies in the $5 million to $40 million revenue range. Across the firm our clients range from $2 million to $60 million in net worth, domestic and foreign.
Do you only work with St. Louis businesses?
No. We are based at 4111 Telegraph Rd in St. Louis and we serve clients across the United States, including both domestic and foreign clients.
What does BDO Alliance membership actually mean for me?
cHb joined the BDO Alliance USA in October 2023. It means that when your question is bigger than a local firm, we draw on the resources of BDO USA and the wider alliance, which operates in over 160 countries, while you keep the same people on your account.
Will tax be part of the conversation?
Yes. Our team includes experienced CPAs, so tax advisory guidance sits alongside your broader financial and business planning rather than being a separate engagement with a separate firm.
Who will I actually work with?
Stu Mueller manages the Advisory and Consulting division personally. His direct extension is 0 on (314) 845-6680.
Get experienced CFO support without the full time hire
Our outsourced CFO team steps in to provide the financial leadership your business requires, whether that is ongoing advisory support or help navigating a busy season.
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